Credit Counseling
"As financial stress increases, credit card debt can be the straw that breaks the camels back."
Credit carries a lot of weight and if not managed appropriately it could cost you more when making large purchases, affect your ability to acquire housing and lessen your chance to secure employment. To avoid these types of surprises, it is recommended consumers monitor their credit and check for inaccuracies and other erroneous information that may be affecting their record. Sound simple? It can be if there is a clear understanding of what is to be monitored. We will work with you to better understand your current rating, educate you on activities and behaviors that impact credit, teach you legal strategies to apply and develop a plan to avoid future problems.
At BEYONDhec, we understand that credit challenges can feel overwhelming—but they don’t have to define your future. Our credit counseling services are designed to help individuals take control of their financial story with compassion, understanding, and expert guidance.
Through one-on-one counseling sessions, we work with each client to review credit reports, identify barriers, and create a personalized action plan to improve credit health. We take the time to explain credit scores, debt management strategies, and the impact of everyday financial decisions—empowering our clients to make informed choices and build lasting financial confidence.
Whether you’re rebuilding after a setback or striving to reach a new financial goal, BEYONDHEC is here to provide judgment-free support and practical tools to help you move forward with confidence
BEYONDHEC IS NOT A CREDIT REPAIR SERVICE.
Beware of any business that guarantees to fix your bad credit.
Read more at NC Department of Justice